Employment or Income
Typically you need to be at your current job for three or more months and make at least $1500/month. Other forms of income, such as certain types of government assistance may also be accepted.
The percentage that the lender is charging for you to borrow money. Interest rates can vary depending on whether the vehicle and the risk the lender perceives in lending the loan.
The total cost of a vehicle including any fees that the lender or dealership may have for the car loan and any options or add-ons you choose.
The length of time that payments will be made for. Typically terms will run anywhere between 36 Months and 72 Months (Shorter or longer terms are sometimes possible).